Check if your car finance was mis-sold

You could be owed £1,000s for mis-sold car finance. No paperwork. Just check and see.

Find My Agreements
Car finance claims are rising fast.
Trusted by claimants across England and Wales.
100% No Win No Fee¹.
Check your eligibility

You could be owed £1,000s for mis-sold car finance

Many drivers were charged hidden fees, high interest rates, or pressured into deals they didn’t fully understand.

Hidden commission

You weren’t told your broker earned extra from your deal.

Inflated interest

You paid more because of a higher interest rate.

Pressure to sign

You felt rushed or pressured into the agreement.

Unclear fees

The charges or terms weren’t clearly explained to you.

Simple process

How it works in 3 simple steps

You don’t need paperwork. Just enter a few details and we’ll do the rest.

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We find your car finance agreements

We securely search credit and vehicle databases to find your past car finance records, even older ones.

We retrieve the details

Our system collects your finance history with just a few basic details. No digging through old paperwork.

We manage your claim

Our legal partners review your agreements and deal with the lender for you. All on a No Win, No Fee basis.

Lenders we work with

We support claims against major car finance lenders

Whether it’s a well-known bank or dealership finance, we may be able to help, even if your provider isn’t listed.

Black Horse Ltd
Santander Consumer (UK) PLC
Volkswagen Financial Services (UK) Ltd
BMW Financial Services (GB) Ltd
Black Horse Ltd
Santander Consumer (UK) PLC
Volkswagen Financial Services (UK) Ltd
BMW Financial Services (GB) Ltd
Mercedes-Benz Financial Services UK Ltd
Close Brothers Ltd
Toyota Financial Services (UK) PLC
RCI Financial Services Ltd
Mercedes-Benz Financial Services UK Ltd
Close Brothers Ltd
Toyota Financial Services (UK) PLC
RCI Financial Services Ltd
Ford Credit / FCE Bank PLC
Peugeot Financial Services / PSA Finance UK Ltd
Vauxhall Finance PLC
Hyundai Capital UK Ltd
Ford Credit / FCE Bank PLC
Peugeot Financial Services / PSA Finance UK Ltd
Vauxhall Finance PLC
Hyundai Capital UK Ltd
CA Auto Finance UK Ltd
Startline Motor Finance Ltd
Blue Motor Finance Ltd
Moneybarn No.1 Ltd
CA Auto Finance UK Ltd
Startline Motor Finance Ltd
Blue Motor Finance Ltd
Moneybarn No.1 Ltd
Clydesdale Financial Services Ltd
FirstRand Bank Ltd (London Branch)
Hitachi Capital (now part of Novuna)
MotoNovo Finance
Clydesdale Financial Services Ltd
FirstRand Bank Ltd (London Branch)
Hitachi Capital (now part of Novuna)
MotoNovo Finance
Good to know

Quick facts before you claim

No Win No Fee Promise

You won’t pay unless your claim wins. A fee of 18–36% applies only if your case is successful. A cancellation fee may apply after 14 days.

About Your Choices

You can make a claim for free by contacting your lender directly. We may receive a fee if we refer you to a solicitor, but this won’t reduce your compensation.

FCA Updates

Motor finance firms now have until 4 December 2025 to reply to complaints about discretionary commissions.

Read the latest updates
resources

Helpful guides and updates

view all resources
Payouts
July 31, 2025

Real claim examples: how drivers are getting £1,600 to £5,000 back in Wales

read more
Payouts
July 25, 2025

Why payout amounts vary by lender, contract type, and claim timing

read more
Process & News
July 25, 2025

Can you make a claim without a lawyer? What official guidance says

read more
Final step

Check if you’re owed money for mis-sold car finance

Whether it’s a well-known bank or dealership finNo paperwork needed. It only takes a minute to see if you're eligible, and you won’t pay a penny unless your claim is successful.

Find My Agreements now
faq

Common questions about car finance claims

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How can I track the progress of my car finance claim?

Our PCP specialists will keep you updated at every stage, ensuring your car finance refund remains on track.

You’ll receive regular progress updates and always know exactly where your claim stands.

Has the number of car finance complaints to the Ombudsman increased?

Complaints about mis-sold car finance have surged following the recent scandal.

If you believe you’ve been affected, don’t wait — start your claim today.

How do I raise a complaint about car finance mis-selling?

You can start your complaint by using our Car Finance Claims Check tool or by getting in touch with our team directly.

We’ll guide you through every step to ensure your claim is handled quickly and efficiently.

Why are car finance companies issuing refunds?

Refunds are being paid out following the FCA’s investigation into widespread mis-selling.

The findings revealed that lenders unfairly profited through hidden commissions and inflated interest rates.

As a result, many customers are now entitled to compensation.

What is the FCA car finance scandal?

The car finance scandal exposed widespread mis-selling, including hidden commissions and inflated interest rates.

These unfair practices have triggered thousands of compensation claims.

Use our Car Finance Checker to find out if you’re eligible.

How long does the car finance claims process take?

Most claims are resolved within a few months, though the timeline can vary depending on the lender.

Once approved, refunds are typically paid out within a few weeks.

Am I eligible to claim compensation for mis-sold car finance?

You could be entitled to car finance compensation.

If your car finance agreement was mis-sold, you may be eligible for compensation. Common issues include undisclosed fees, unclear contract terms, and inflated interest rates.