You could be owed £1,000s for mis-sold car finance. No paperwork. Just check and see.
Find My AgreementsMany drivers were charged hidden fees, high interest rates, or pressured into deals they didn’t fully understand.
You weren’t told your broker earned extra from your deal.
You paid more because of a higher interest rate.
You felt rushed or pressured into the agreement.
The charges or terms weren’t clearly explained to you.
You don’t need paperwork. Just enter a few details and we’ll do the rest.
We securely search credit and vehicle databases to find your past car finance records, even older ones.
Our system collects your finance history with just a few basic details. No digging through old paperwork.
Our legal partners review your agreements and deal with the lender for you. All on a No Win, No Fee basis.
Whether it’s a well-known bank or dealership finance, we may be able to help, even if your provider isn’t listed.
You won’t pay unless your claim wins. A fee of 18–36% applies only if your case is successful. A cancellation fee may apply after 14 days.
You can make a claim for free by contacting your lender directly. We may receive a fee if we refer you to a solicitor, but this won’t reduce your compensation.
Motor finance firms now have until 4 December 2025 to reply to complaints about discretionary commissions.
Read the latest updatesWhether it’s a well-known bank or dealership finNo paperwork needed. It only takes a minute to see if you're eligible, and you won’t pay a penny unless your claim is successful.
Find My Agreements nowOur PCP specialists will keep you updated at every stage, ensuring your car finance refund remains on track.
You’ll receive regular progress updates and always know exactly where your claim stands.
Complaints about mis-sold car finance have surged following the recent scandal.
If you believe you’ve been affected, don’t wait — start your claim today.
You can start your complaint by using our Car Finance Claims Check tool or by getting in touch with our team directly.
We’ll guide you through every step to ensure your claim is handled quickly and efficiently.
Refunds are being paid out following the FCA’s investigation into widespread mis-selling.
The findings revealed that lenders unfairly profited through hidden commissions and inflated interest rates.
As a result, many customers are now entitled to compensation.
The car finance scandal exposed widespread mis-selling, including hidden commissions and inflated interest rates.
These unfair practices have triggered thousands of compensation claims.
Use our Car Finance Checker to find out if you’re eligible.
Most claims are resolved within a few months, though the timeline can vary depending on the lender.
Once approved, refunds are typically paid out within a few weeks.
You could be entitled to car finance compensation.
If your car finance agreement was mis-sold, you may be eligible for compensation. Common issues include undisclosed fees, unclear contract terms, and inflated interest rates.
ReclaimCarFinance.org.uk is a trading style of Evans Hughes Ltd, a company registered in England and Wales (Company Number: 12573301).
Registered Office: 128 City Road, London, United Kingdom EC1V 2NX.
VAT Number: 384 2130 12.
No Win, No Fee: You will not pay any fees if your claim is unsuccessful. On successful claims, a fee between 18% – 36% (including VAT) will apply, depending on the level of redress obtained. A cancellation fee may apply if you terminate the agreement after the 14-day cooling-off period.
Compensation Examples: £5,492.10 – disclosed by Black Horse to Bott & Co Solicitors / £4,478.46 – disclosed by Motonovo to Bott & Co Solicitors / £2,449.65 – disclosed by Close Brothers to Bott & Co Solicitors / £4,298.00 – disclosed by Santander to Bott & Co Solicitors
Average Compensation: Figures shown on the results page are based on Bott & Co Solicitors' average payout, which is over £1,600.
Free Online Checker: Refers to the soft credit check used to identify historic car finance agreements. This check does not affect your credit score.
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