Fighting for fairness in car finance

We believe that if you’ve been mis-sold, you deserve to be heard and paid back.

What we stand for

Helping drivers reclaim what’s rightfully theirs

Have you ever felt misled by a finance deal that didn’t add up? Confused by terms that were never clearly explained? You're not alone and you may be owed £1,000s.

We help people across England and Wales check their car finance agreements and claim back money when they've been treated unfairly. It's fast, simple, and no win, no fee.

Why trust us

No paperwork. No stress. Just honest help.

Our goal is to make the claims process as easy and clear as possible.
That means:

No upfront fees

No legal jargon

No endless forms

We’ve helped thousands of drivers check if their car finance was mis-sold and we work closely with expert legal partners to get the compensation they may deserve.

What drives us

Built on trust, fairness, and real results

Transparency

We explain everything clearly, without hidden fees or confusion.

Fairness

We stand up for people who’ve been treated unfairly and we don’t back down.

Expertise

We work with experienced legal partners who know car finance inside and out.

The serious stuff

Regulated, professional, and here to help

Reclaim Car Finance is a claims management company helping consumers in England and Wales. All partner solicitors we work with are independent professionals who provide impartial advice. You are always free to choose another legal provider.

We’re committed to working within all FCA guidelines and protecting your data.

Final step

Check if you’re owed money for mis-sold car finance

Whether it’s a well-known bank or dealership finNo paperwork needed. It only takes a minute to see if you're eligible, and you won’t pay a penny unless your claim is successful.

Find My Agreements now

No Win, No Fee: You will not pay any fees if your claim is unsuccessful. On successful claims, a fee between 18% – 36% (including VAT) will apply, depending on the level of redress obtained. A cancellation fee may apply if you terminate the agreement after the 14-day cooling-off period.

Compensation Examples: £5,492.10 – disclosed by Black Horse to Bott & Co Solicitors / £4,478.46 – disclosed by Motonovo to Bott & Co Solicitors / £2,449.65 – disclosed by Close Brothers to Bott & Co Solicitors / £4,298.00 – disclosed by Santander to Bott & Co Solicitors

Average Compensation: Figures shown on the results page are based on Bott & Co Solicitors' average payout, which is over £1,600.

Free Online Checker: Refers to the soft credit check used to identify historic car finance agreements. This check does not affect your credit score.