Claim compensation for your Moneybarn No.1 Ltd car finance

Were you charged hidden fees or inflated interest rates by Moneybarn No.1 Ltd? You could be owed thousands in compensation. Start your Moneybarn No.1 Ltd car finance claim today.

Find My Agreements

Car finance claims are rising fast.

Trusted by claimants across England and Wales.

100% No Win No Fee¹.

Simple process

Why drivers are claiming refunds from Moneybarn No.1 Ltd

Complaints against Moneybarn No.1 Ltd have increased after FCA investigations into car finance mis-selling. You could be owed money if your finance deal involved hidden commissions or unfair interest rates.

Widespread mis-selling

Hidden commissions and unfair loan practices.

Inflated rates

Interest rates increased to benefit brokers or dealers.

Lack of transparency

Customers often weren’t told how commission affected their finance deal.

You can make a free claim by contacting your lender or dealership directly. If unsuccessful, you can escalate your complaint to the Financial Ombudsman. We may receive a referral fee if you’re connected with a third-party solicitor. This doesn’t affect your compensation.

Simple process

How it works in 3 simple steps

You don’t need paperwork. Just enter a few details and we’ll do the rest.

1 2 3

We find your car finance agreements

We securely search credit and vehicle databases to find your past car finance records, even older ones.

We retrieve the details

Our system collects your finance history with just a few basic details. No digging through old paperwork.

We manage your claim

Our legal partners review your agreements and deal with the lender for you. All on a No Win, No Fee basis.

Find My Agreements

What to expect

The claims process, step by step

Day 1–2

Letter sent

Our legal partners contact your lender and submit the claim on your behalf.

Day 14

Lender response

Your lender should reply or acknowledge the complaint within two weeks.

Week 8

FCA delay notice

Lenders can pause handling these complaints until 4 December 2025, as allowed by the FCA.

4 December 2025

Final ruling

The Financial Conduct Authority will release its final findings, and the claim process will move forward based on those results.

Final step

Check if you’re owed money for mis-sold car finance

Whether it’s a well-known bank or dealership finNo paperwork needed. It only takes a minute to see if you're eligible, and you won’t pay a penny unless your claim is successful.

Find My Agreements now

faq

Common questions about car finance claims

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How can I track the progress of my car finance claim?

Our PCP specialists will keep you updated at every stage, ensuring your car finance refund remains on track.

You’ll receive regular progress updates and always know exactly where your claim stands.

Has the number of car finance complaints to the Ombudsman increased?

Complaints about mis-sold car finance have surged following the recent scandal.

If you believe you’ve been affected, don’t wait — start your claim today.

How do I raise a complaint about car finance mis-selling?

You can start your complaint by using our Car Finance Claims Check tool or by getting in touch with our team directly.

We’ll guide you through every step to ensure your claim is handled quickly and efficiently.

Why are car finance companies issuing refunds?

Refunds are being paid out following the FCA’s investigation into widespread mis-selling.

The findings revealed that lenders unfairly profited through hidden commissions and inflated interest rates.

As a result, many customers are now entitled to compensation.

What is the FCA car finance scandal?

The car finance scandal exposed widespread mis-selling, including hidden commissions and inflated interest rates.

These unfair practices have triggered thousands of compensation claims.

Use our Car Finance Checker to find out if you’re eligible.

How long does the car finance claims process take?

Most claims are resolved within a few months, though the timeline can vary depending on the lender.

Once approved, refunds are typically paid out within a few weeks.

Am I eligible to claim compensation for mis-sold car finance?

You could be entitled to car finance compensation.

If your car finance agreement was mis-sold, you may be eligible for compensation. Common issues include undisclosed fees, unclear contract terms, and inflated interest rates.

No Win, No Fee: You will not pay any fees if your claim is unsuccessful. On successful claims, a fee between 18% – 36% (including VAT) will apply, depending on the level of redress obtained. A cancellation fee may apply if you terminate the agreement after the 14-day cooling-off period.

Compensation Examples: £5,492.10 – disclosed by Black Horse to Bott & Co Solicitors / £4,478.46 – disclosed by Motonovo to Bott & Co Solicitors / £2,449.65 – disclosed by Close Brothers to Bott & Co Solicitors / £4,298.00 – disclosed by Santander to Bott & Co Solicitors

Average Compensation: Figures shown on the results page are based on Bott & Co Solicitors' average payout, which is over £1,600.

Free Online Checker: Refers to the soft credit check used to identify historic car finance agreements. This check does not affect your credit score.